You’re not only building when you take out an Oakam loan

You’re not only building a brighter financial future for yourself, you’ll be part of a like-minded community that is improving acce to affordable credit for all when you take out an Oakam loan

Every we support people as they achieve their money goals, build their credit profile and acce better loan rates day. In the time that is same by making use of our mobile application to settle on time, Oakam clients are changing the financing industry, making credit le costly and much more acceible for everybody.

Join our community of 150,000+ clients.

brand brand New consumer? Begin today with that loan from ?100 to ?800. Fast turnaround without any belated charges

279% fixed yearly rate of interest (1427% APR representative)pare Oakam along with other loan providers right here.

Current clients can borrow as much as ?5,000 and graduate to a yearly rate of interest of 49% (variable) with this Big loan that is plus.

at the mercy of terms

Apply with certainty

Fill our safe application that is online get a determination in mins. payday loans Marion Ohio No setup charges, no belated charges with no repayment that is early.

Begin your Oakam journey

Place your loan to work well with the Oakam software, develop your credit history as time passes and create your solution to a brighter future that is financial.

Tailor your loan

Acce lower prices and larger quantities as you repay your loan. Borrow as much as ?5,000 as time passes. Get more information

Join the customers that are 150,000 trust us

We’re more than simply a cash loan provider: we’re for a miion which will make acceible credit a truth for several.

Install our mobile software

The Oakam app that is mobile permit you to use along with assistance you manage your loan:

Bad credit? We are going to pay attention

We’ll tune in to your tale if you should be on advantages, have credit that is bad or simply found its way to the united kingdom. We’ve caused it to be our miion to split down barriers that are financial enhance acce for many.

No house visits – ever!

Cash is a personal matter and we keep it that method. Think about us as an option to doorstep loans. We’ll never ever knock on the home and you will constantly reach us online or higher the device.

No concealed shocks

At Oakam you’re always in charge. Our items are easy and clear. We don’t charge fees that are late there’s no cost aociated with repaying early.

Your connection to a brighter monetary future

While you pay off your Oakam loan, it is possible to unlock reduced rates, larger quantities and longer terms. It’s our method of assisting you to create your credit profile with time.

Handle your loan aided by the Oakam application

Acce your loan and payment routine by downloading our software, thereby applying for tops ups and brand new loans in the long run.


Oakam provides simple and easy services that are financial individuals who find it hard to borrow from banking institutions. We provide responsible acce to credit and so are specialized in serving our clients with respect.

Every we support people as they achieve their money goals, build their credit profile, and acce better loan rates day. During the exact same time, through the use of our mobile software to settle on time, Oakam clients are changing the lending industry, making credit le costly and much more acceible for everybody.

So how exactly does it work?

It’s simple! It is possible to use on our site, or via our mobile software. The application may be downloaded through the Apple iStore for iPhone devices, or from the Bing Enjoy shop for Android os devices. In the event your application is authorized, the bucks may be delivered to your money from the day that is same. Many succeful applicants receive their loans within an hour or two to be authorized.

Susceptible to status. Regarding the form, we are going to ask you to answer for the month-to-month earnings and spending in information, so that you can make sure you really can afford the month-to-month repayments throughout the lifetime of the mortgage.

Does Oakam execute a credit search?

Yes. But we try not to solely base our decision on your credit rating. At Oakam we realize that life does not constantly get as planned. We realize you may have a poor credit history that you may have run into financial difficulties in the past and as a consequence. Unlike other loan providers though, Oakam will likely not immediately blacklist you have actually mied repayments. Your credit score and affordability aement assist us understand your present situation when we ae the job for a financial loan.

Therefore, also we might still be able to help if you have been declined by other lenders in the past.