Money financial financial loans no credit examine lenders that are direct loan

Once you sign up for an Oakam loan, you’re not just developing a better economic future yourself, you’ll be section of a similar neighborhood this is certainly increasing usage of inexpensive credit for several

Every time we help individuals because they achieve their cash targets, develop their credit profile and accessibility much better loan prices. During the time that is same by making use of our cellular application to settle on time, Oakam consumers are changing the financing business, making credit more affordable and much more available for all.

Join our neighborhood of 150,000+ consumers.

Brand brand New consumer? Begin with a loan from ВЈ100 to ВЈ800 today. Fast turnaround without any belated costs

279% fixed interest that is annual (1427% APR representative)pare Oakam along with other loan providers right here.

Current clients can borrow as much as ВЈ5,000 and graduate to a yearly interest of 49% (variable) with this Big positive loan.

Apply with certainty

Fill our safe web application and get a choice in mins. No setup fees, no belated charges with no repayment that is early.

Begin your Oakam trip

Place your loan to work alongside the Oakam app, increase your credit score as time passes and grow your option to a better future that is financial.

Tailor your loan

Accessibility lower rates and larger quantities as you repay your loan. Borrow as much as ВЈ5,000 as time passes. Get more info

Get in on the 150,000+ customers that trust us

We’re more than simply a money-lender: we’re on an objective in order to make obtainable credit a truth for many.

Install our mobile application

The Oakam app that is mobile enable you to use along with assistance you handle your loan:

Reasons why you should join Oakam

Bad credit? We will pay attention

We’ll tune in to your story if you should be on advantages, have bad credit rating or simply just found its way to great britain. We’ve caused it to be our objective to split down economic barriers and enhance accessibility for several.

No residence visits – ever before!

Cash is a matter that is private we ensure that is stays by doing this. Think about us as an option to doorstep financial loans. We’ll never ever hit in your home and you will constantly achieve us using the internet or higher the device.

No concealed surprises

At Oakam you’re always in control. Our products are quick and clear. We don’t charge late charges and there’s no cost connected with repaying early.

Your connection to a better future that is financial

You can unlock lower my sources rates, bigger amounts and longer terms as you pay back your Oakam loan. It’s our means of assisting you to grow your credit profile in the long run.

Handle the Oakam app to your loan

Access your loan and payment routine by getting our software, thereby applying for tops ups and brand new financial loans in the long term.


Oakam provides direct and easy services that are financial those who battle to borrow from finance companies. We provide accountable usage of credit and therefore are aimed at offering our clients with respect.

Every time we support individuals while they achieve their funds objectives, develop their credit profile, and access much better loan prices. In the time that is same by making use of our cellular software to settle on time, Oakam clients are changing the financing business, making credit more affordable and much more available for everybody.

So how exactly does it work?

It’s simple! You are able to use on our site, or via our cellular application. The application could be downloaded through the Apple iStore for iPhone products, or in the Bing Enjoy shop for Android os products. If the application is authorized, the bucks may be provided for your money regarding the day that is same. Many successful applicants get their particular loans within an hour or two to be authorized.*

Susceptible to condition. Regarding the application, we’re going to ask you to answer for the month-to-month earnings and spending in information, to be able to make sure you really can afford the month-to-month repayments within the lifetime of the mortgage.

Does Oakam do a credit search?

Yes. But we don’t solely base our decision on your credit score. At Oakam we recognize that life does not go as planned always. We realize you may have a poor credit history that you may have run into financial difficulties in the past and as a consequence. Unlike various other lenders though, Oakam will likely not instantly blacklist you have actually missed repayments. Your credit score and cost assessment assist us comprehend your situation that is current when assess the application for a financial loan.

Therefore, even if you’ve been declined by various other loan providers in past times, we may nevertheless be in a position to assist.

I will be not used to the united kingdom. Can Oakam help me to with that loan?