Financial obligation Relief Possibilities in Cambridge Licensed Insolvency Trustees & Credit Counsellors Consumer Proposal

Are you searching for freedom from your own debts in Cambridge, Ontario? The experts at Hoyes Michalos & Associates Inc. will be ready to assist. We’ve been supplying debt solutions to hardworking Ontarians since 1999. Our Cambridge credit card debt relief location supplies the after financial obligation assistance solutions:

For more than ten years, Howard Hayes, our Cambridge Licensed Insolvency Trustee, happens to be involved in your debt relief meeting and industry with people located in the Preston, Barber’s Beach, Hespeler and Cambridge communities. Howard’s approach would be to provide solid, honest advice regarding the situation and by what solutions is wonderful for you to definitely reach your fresh start that is financial. At our Cambridge workplace, additionally, you will talk with seasoned credit counsellor Patricia Sweeney, who’s got a lot more than two decades of expertise providing sound guidance that is financial.

“Everyone possesses different problem they’re facing. I really be sure to tailor an answer that fits their particular situation. I will be very happy to respond to as much concerns as my customers have actually since We notice that looking for financial obligation help could be overwhelming. I’m proud that We get to operate therefore closely with every and every certainly one of my consumers right away of the journey until they’ve been financial obligation free. – Howard”

We provide your entire bankruptcy options in Cambridge such as for example a customer proposition and just how they compare to solutions such as for instance a debt consolidating loan or credit counselling solutions.

Meet The Cambridge Debt Experts

Howard Hayes, Licensed Insolvency Trustee

Howard Hayes is an insolvency that is licensed, customer Proposal Administrator and Chartered Insolvency Restructuring expert (CIRP). Howard relocated to Canada through the great britain after fulfilling their spouse right here. The culture is loved by him, variety, and life-style that Canada provides. For 15 years, Howard was assisting people within the Cambridge and Brantford areas prevent their debt and acquire a new start that is financial. When he’s not in work, Howard really really loves playing method board games with buddies.

Patricia Sweeney, Credit Counsellor & Customer Provider Specialist

Patricia Sweeney is really a professional credit counsellor and customer provider professional. She’s been people that are helping their funds straight back on course since 1998. Patricia is quite passionate about distributing economic literacy, as she frequently provides free presentations during the Guelph Family wellness Team, addressing different cash subjects. A resident associated with Kitchener-Waterloo-Cambridge area for several years, she is known by her community well and really loves making a significant difference inside her clients’ lives. Whenever she actually is maybe perhaps maybe not into the workplace, Patricia loves to get boating and spend some time with her family members.

Exactly Just What Our Consumers State

Our concept is not difficult. Us 30 minutes of your time, our knowledgeable, experienced team will help you build a plan to become debt free if you give. Our financial obligation specialists talk with people in Cambridge in addition to surrounding areas of Galt, Paris, Ayr, St. George, North Dumfries, Branchton, Sheffield, Puslinch, Glen Morris, Roseville, and Plattsville.

As soon as we made a decision to have assistance we contacted Hoyes , the method ended up being super easy to understand and. look over more as soon as we pop over to these guys determined to have assistance we contacted Hoyes , the procedure ended up being super easy to comprehend and also the team is really so helpful ! Strongly recommend and i give Howard and Patricia S five movie stars look over less

My experience with Hoyes happens to be amazing! Patricia and Howard have already been extremely patient and caring through this process that is whole. read more My knowledge about Hoyes was amazing! Patricia and Howard have already been extremely patient and caring through this entire process. The thing I love the absolute most is I was made by them feel extremely comfortable. We never ever once felt unworthy. We encourage anybody having financial hardships, which most of us are through this Covid time, to help make the call and surely get yourself for a happier much less stressful road! read less

We reached away just they helped me choose my best option as I lost my job during covid and. read more I reached away right they helped me choose my best option and got the ball rolling very quickly as I lost my job during covid and. Really professional and helpful. read less